With over 6m people furloughed nationally and an increasing number of redundancies there are many people struggling with debt. The first thing any debt advisor will tell you is that you need to talk to someone about your financial difficulties. Early intervention can help many avoid the worst. Citizens Advice has extensive advice on their national website at www.citizensadvice.org.uk and their local St Albans area service can be contacted on 01727 811118.
PlayPlan offer free debt advice at www.payplan.com as an alternative. For the self-employed and small business owners support is available free at Business Debtline, www.businessdebtline.org.